Margarita Vasyunina
Financial University under the Government of the Russian Federation, Leningradskiy prosp. 49, Moscow 125167,
Russian Federation

Mikhail Kosov
1) Financial University under the Government of the Russian Federation, Leningradskiy prosp. 49, Moscow 125167, Russian Federation. 2) Plekhanov Russian University of Economics, Stremyanny lane 36, Moscow 117997,
Russian Federation

Oksana Gorlova
Financial University under the Government of the Russian Federation, Leningradskiy prosp. 49, Moscow 125167,
Russian Federation

Andrey Masterov
Financial University under the Government of the Russian Federation, Leningradskiy prosp. 49, Moscow 125167,
Russian Federation

Khongor Zambaev
Financial University under the Government of the Russian Federation, Leningradskiy prosp. 49, Moscow 125167,
Russian Federation

Elena Safronova
Financial University under the Government of the Russian Federation, Leningradskiy prosp. 49, Moscow 125167,
Russian Federation

Nataliya Shmigol
Financial University under the Government of the Russian Federation, Leningradskiy prosp. 49, Moscow 125167,
Russian Federation